📌 Topics Covered:
• Why this is the biggest buyer’s market since 2013
• Regional breakdown: why Florida and Texas are seeing the sharpest shifts
• How rising insurance, HOA fees, and climate risk are colliding
• Buyer vs. seller psychology: who needs to adjust faster?
• Rent vs. own dynamics in a high-rate environment
• How tariffs are influencing mortgage rates and construction costs
• The hidden implications of zoning laws and land value taxes
• What falling rents in major metros really tell us
• Why maintenance costs—and uncertainty—will define future homeownership
• Climate change, flood risk, and migration patterns
• Economic “cheat codes” for navigating today’s real estate landscape
• Why people should stop viewing their homes as investments
• The lesson Daryl would teach every investor: how to overcome unfair games
⏱️ Timestamps:
00:00 – Sellers outnumber buyers: the biggest shift in a decade
01:20 – Why the balance of power is changing in real estate
03:00 – Florida, Texas, and the Sunbelt’s mounting housing problems
05:10 – The housing market’s connection to consumer health
08:09 – Buyer psychology, renting vs. owning, and monthly costs
10:45 – Why first-time homebuyers might have an edge now
12:09 – Zoning reform, land value taxes, and the policy landscape
15:00 – Developers pulling back: the end of a construction boom
17:00 – Tariffs and the uncertainty they introduce to housing
20:00 – Rents are falling—what it really means
21:47 – Zoning reform: the good, the bad, and the political
25:25 – Record cancellations and what they signal about market stress
29:05 – Climate change, insurance costs, and relocation trends
35:52 – Economic decision-making and home maintenance planning
40:37 – Inflation, unemployment, and the Fed’s uncertain outlook
42:01 – What breaks first: inflation or employment?
44:00 – The one investing lesson Daryl would teach everyone
45:00 – Why viewing your home as an “investment” is a mistake
47:09 – How understanding unfair games gives you an edge
49:00 – Where to follow Daryl and how to get her book